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We want to be your REALTOR and promise to work hard for you! Please call us: 501-888-3000.
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"I enjoyed working with McDaniel and Company" "You guys are great! I worked with Carol and I couldn't have asked for a better person to help me. Thank you, McDaniel and Company." L. Jordan, Little Rock, AR Read Quote > View All Quotes >
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Nick McDaniel's Real Estate
Professionals Team are some of The Top Selling Real Estate Experts Find Out More > |
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"Thank you for all your help."
"I still cannot believe we bought a house and sold ours in such a short amount of time."
C. Patrick, East End Community of Saline County.
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Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
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| Q |
What was the first land designated by the US government as a National Park?
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| A |
Yellowstone was established "as a public park or pleasuring ground for the benefit and enjoyment of people" in March 1872. |
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West Little Rock Title West Little Rock Title Company is a full service title company providing complete title insurance and real estate closing services. Find Out More > View All Affiliates >
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